Loan requests $100 – $5,000

Up to $5,000.
Responses in minutes.

One short, secure form reaches a nationwide network of lenders. Those who can help come back with their terms, and the decision stays with you.

How much do you need?

We use 256-bit SSL encryption to protect your information.

Advertising Disclosures

  • Free to request
  • All credit welcome
  • 256-bit SSL
How it works

Three steps, start to finish.

No branch, no appointment, no paperwork pile.

  1. Send a short form

    Pick an amount from $100 to $5,000 and answer a few simple questions. It takes a few minutes.

    A few minutes
  2. Lenders come back with terms

    Your request reaches lenders across the network. Those who can help reply with their terms.

    Often within minutes
  3. Select and sign

    Compare what comes back, sign only if one fits, and funds can arrive as soon as the next business day.

    Your decision

See the full process

Why VZ Finance

One request. Clear terms. Your call.

A whole network of lenders from one short form, with every offer spelled out before you agree to anything.

Get Started

Free to requestAdvertising partners fund the service. You never pay to ask.
All credit consideredLenders look at the whole picture, not just a score.
256-bit SSLEvery detail is encrypted and shared only with reviewing lenders.
No pressureDecline any offer. Money moves only when you sign.
Before you sign

Every offer shows the full picture.

These are laid out before you agree to anything. If a line is unclear, ask the lender first.

Amount and APR

What you borrow and the yearly cost, stated up front by the lender.

Term and payment

How long you repay and how much each payment is, with the schedule spelled out.

Fees, listed

Origination and other charges vary between lenders and are shown before you sign.

Common questions

Questions, answered

Can I use my loan funds for any purpose?

Absolutely, you can use the money from your loan for any purpose.

How long does the approval process take?

Your loan request should take just a few minutes to complete. Upon completion your loan request may be approved within minutes. If approved, your funds can be available as soon as the next business day. Processing times vary depending on the lender.

How much can I qualify for?

You can request up to $5,000 to find a loan you're qualified to receive, fill out our simple loan request. Your lender will take into account the information you enter, such as income and employment, as well as any additional information they may require, including, but not limited to, your credit history.

What if I don't have a bank account?

You must have a bank account (either checking or savings are valid) to be able to receive your loan.

See all FAQs

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Stop marketing email or have the details we hold removed — one quick form either way, about a minute each.